#Qspace credit report full#
#Qspace credit report series#
#Qspace credit report download#

Unless consumers are clicking from one of these four sites, they must type in or copy and paste the free credit report site address. Currently, only four sites are able to link to the official free credit report site: the Federal Trade Commission (FTC) and the three credit bureaus, Experian, Equifax, and TransUnion. The problem of the misspelled domain names is particularly troubling because the credit bureaus are refusing to allow legitimate news organizations, consumer groups, and other legitimate companies to link to the official free credit site. Some of these deceptive imposter sites led consumers to official credit bureau sites вЂ“ where individuals would have to pay a fee instead of being able to access a federally mandated free credit report. At the time of writing, 50 of these imposter domains were active and luring unsuspecting consumers to questionable sites. The World Privacy Forum has identified and confirmed 96 domain names that are close misspellings of the official site,. Д«eyond issues with the site, there are hazards posed by imposter Web domains. Consumers who try to use the official online site may encounter numerous challenges, some of them potentially serious.Д«y calling the toll free number instead of visiting the online site, consumers are also protected from the potentially confusing sales and marketing information at the official free annual credit report site. Calling the toll free number exposes consumers to fewer potential hazards than ordering online. The World Privacy Forum urges consumers who qualify to order a federally mandated free annual credit report to call the toll free number (87) instead of orderingВ their free credit report online. The Forum was founded in 2003 and has published significant privacy research and policy studies in the area of health, online and technical, privacy, self-regulation, financial, and identity among other areas. The World Privacy Forum is a non-profit public interest research and consumer education group focused on the research and analysis of privacy-related issues.

This report is available at which is also where updates will be published.

#Qspace credit report series#

This report is Part I in a two-part series of reports concerning.

This report focuses on, and the issue of impostor вЂњtypoвЂќ domains that lead consumers to fraudulent websites, or websites charging a fee for what Congress has mandated should be a free credit report each year for consumers. Read the Report Front Matter, Summary, Index, and the rest of the report below.

#Qspace credit report full#

The Background, Executive Summary, Index, and full report is in the text below.

#Qspace credit report download#

You are at the report main page, where you can download the full report or navigate to parts of the report. It is the firstВ report in a series of two on and related issues.

The report Call DonвЂ™t Click: Why itвЂ™s smarter to order federally mandated free credit reports via telephone, not via the InternetВ was published February 24,В 2005.